Loan Products

Whether you are a seasoned investor or total newbie, we’ve got the real estate loan that will help you make your dream project happen.

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BRIDGE [FIX + FLIP]

flexible short-term financing for the purchase and rehab
of investment properties

  • 90% LTC at 720+ FICO
  • 75% After Repair LTV for Pro Borrowers (70% for Standard Borrowers)
  • Up to $500,000 on Rehab 
  • No Income or Asset Verification on the majority of deals
  • No Appraisal Required For Purchases or Delayed Purchase Refinances 
  • Earn up to 3% on Origination  
  • Earn up to 2% on Yield Spread
  • 640 FICO
RENTAL

long-term financing for the benefits of property appreciation and rental income

  • Up to 80% LTV on Phone purchases and Rate and Term Refinances 
  • Up to 75% LTV on Cash-out Refinances 
  • Loan Amounts up to $2MM
  • No Income or Asset Verification on the majority of deals
  • DSCR below 1
  • No seasoning requirement for Rate and Term Refinances  
  • 4 Months Seasoning for Cash-out Refinances (3 Months if the original loan is a LendingHome Loan)
  • Earn up to 3% on Origination
  • Earn up to 1% on Yield Spread
  • 660 FICO